A family photo album web service

  While I'm on the subject of missing web services, here's another one I'm looking for -- and I'm fairly sure this one exists, and I'm interested in people's recommendations.
  My mother put together a family photo album, which I scanned. So now I have a folder full of page images, and we want to go to work with with this material, but the family is distributed around the country. We're not going to sit around the kitchen table and do this in an afternoon. Rather, we're going to do it in our spare time, over a virtual kitchen table, over a period of months. It could be a very nice way to fill idle time, thinking about the past, and people we miss.
  A venue for story-telling.
  But right now what I have is a folder of images.
  We need to do a bit of processing. Each page has several images. They need to be split up. And then there needs to be a place for a discussion.
  It seems Flickr might be a good choice, but it doesn't have any integrated photo editing tools, does it?
  I'm thinking of Picasa, but I don't like what Google is doing with all their products. What if my family photos become part of their kill-Facebook strategy.
  And Facebook itself is out of the question. I don't have an account there, and plan to keep it that way.